IMPORTANT: Even as postal services resume, delays in mail delivery are expected. Access your benefits online. Visit our guide for help.


Winter break: Our offices are closed December 25, 2024 - January 1, 2025. Regular hours resume January 2, 2025. Our member site and app are available 24/7.

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Submit a claim

If we receive your eligible claim before 5 p.m. MT, we may be able to reimburse you by the next business day. This only applies if there are no delays with your bank.

  1. Go to Claims and select Submit a claim.
  2. Select a claim type. For health claims, check which category your claim falls under.
  3. Select the person this claim is for.
  4. For all claim types, we'll ask you about coordination of benefits.

    Select Yes if you have coverage for this benefit with another provider. Select No if you do not have coverage for this benefit with another provider.

  5. Click the box to add an expense.
  6. Enter details about your expense. For drug, dental, health and vision claims, you will need to choose a provider from the list. To add a new provider:
    • select Find a provider
    • fill out the fields and click Search
    • select the provider

    When you're done entering all of your details, go to Add. You can select Click to add an expense if you have another claim to make under the same claim type for the same person.

  7. Review the details to make sure it's accurate. Read and agree to the acknowledgement and consent before submitting your claim.

More information

Make sure to keep your receipts in case we need to verify your claim.

Still have questions?

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