Extended health
The total for all extended health claims is $5,000 per year (excluding Accidental Death and Dismemberment, travel insurance and Term Life Insurance).
The Blue Choice® plan now includes Flight Delay Service.
Blue Choice® plan members of all levels now have access to Flight Delay Service at no extra cost. Packing peace of mind is even easier now that you have extensive travel insurance.
Hospital
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Auxiliary care (per year) | - | - | $1,000 | $1,000 |
| Hospital beds (per lifetime) | - | $1,500 | $1,500 | $1,500 |
| Hospital cash (per day/per year) | - | $20/$400 | $20/$600 | $25/$800 |
| Home nursing (per year) | - | $3,000 | $5,000 | $5,000 |
| Preferred hospital accommodations (per year; semi-private or private rooms) | - | $2,000 | $3,000 | $3,000 |
Paramedical practitioners
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Accidental dental care (per incident) | $2,000 | $2,500 | $3,000 | $3,000 |
| Ambulance services (ground and air) | 100% | 100% | 100% | 100% |
| Acupuncturist, homeopath, osteopath and naturopath (per visit) | - | - | $50 | $50 |
| Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath) | - | - | $350 | $350 |
| Chiropractor (per visit) | - | $35 | $35 | $40 |
| Physiotherapist and massage therapist (per visit) | - | $50 | $50 | $60 |
| Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) | - | $350 | $500 | $600 |
| Podiatrist and chiropodist (per visit) | - | $25 | $25 | $25 |
| Combined maximum (per year; includes podiatrist and chiropodist) | - | $300 | $300 | $300 |
| Psychologist (including iCBT) (per visit/per year) | $75/$150 | $75/$750 | $75/$750 | $150/$1,800 |
| Individual Assistance Program (IAP) (per calendar year) | 12 sessions | 12 sessions | 12 sessions | 12 sessions |
Medical device supplies
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Blood pressure monitor (per 5 years) | - | $150 | $150 | $150 |
| CPAP sleep apnea appliance (per 5 years) | - | $500 | $750 | $750 |
| Custom braces (70% co-pay; per 2 years) | - | $750 | $750 | $750 |
| Foot orthotics (70% co-pay; per year) | - | $200 | $200 | $200 |
| Hearing aids (per 4 years) | - | $500 | $750 | $750 |
| Ileostomy/colostomy, urinary catheters and supplies (80% co-pay; per year) | - | $1,200 | $1,200 | $1,200 |
| Mastectomy prosthesis (per 2 years, single/double) | - | $200/$400 | $200/$400 | $200/$400 |
| Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) | - | $250 | $250 | $250 |
| Orthopedic shoes (per year) | - | $250 | $250 | $250 |
| Oxygen and equipment (per year) | - | $2,500 | $2,500 | $2,500 |
| Prosthetics (per year, including maximum 6 stump socks) | - | $300 | $300 | $300 |
| Surgical brassieres (2 per year) | - | $50 | $50 | $50 |
| Surgical stockings (per year) | - | $200 | $200 | $200 |
| Wheelchair (per 3 years) | - | $1,500 | $1,500 | $1,500 |
| Wigs and hairpieces (per 5 years) | - | $250 | $250 | $250 |
Vision care
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Vision care including eye exams (per 2 years) | - | $200 | $250 | $300 |
Travel
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Emergency Medical Care coverage per trip* | $5 million | $5 million | $5 million | $5 million |
| Travel days (per trip) | 10 days | 17 days | 30 days | 30 days |
| Discount on Emergency Medical Care applied to the extra days you need | 15% | 20% | 25% | 25% |
| Discount on Trip Cancellation or Interruption | 10% | 10% | 10% | 10% |
| Access to Flight Delay Service | Included | Included | Included | Included |
| Stability clause | 90 days | 90 days | 90 days | 90 days |
*This benefit is no longer available at 70 years old.
Life
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Accidental Death and Dismemberment (AD&D)** | $15,000 | $20,000 | $25,000 | $25,000 |
| Term life,** (terminates at age 55*) | $10,000 | $10,000 | $10,000 | $10,000 |
* "Terminates at age" references the age when a benefit is no longer available for that specific individual
**Underwritten by Blue Cross Life Insurance Company of Canada®.
Wellness
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Balance®—online program that promotes wellness and helps you live a healthier lifestyle. | Included | Included | Included | Included |
| Blue Advantage®—discount program for health and wellness products. | Included | Included | Included | Included |
| Care navigation—lifestyle and chronic disease management through our website. | Included | Included | Included | Included |
Optional dental*
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Basic and preventive care (3-month waiting period; includes checkups, cleanings, fillings, extractions and root canals) | 70% | 75% | 80% | 90% |
| Dentures (1-year waiting period) | - | 50% | 50% | 60% |
| Periodontics (1-year waiting period) | - | 50% | 80% | 90% |
| Extensive (2-year waiting period; includes crowns, bridges and implants) | - | - | 50% | 60% |
| First year combined maximum (applies to basic and preventive care only) | $600 | $600 | $600 | $750 |
| Second and subsequent years maximum (per year; includes basic, extensive, dentures and periodontics) | $600 | $1,250 | $1,500 | $2,000 |
| Orthodontic (2-year waiting period; per lifetime) | - | - | 50%/$2,000 | 50%/$2,500 |
*Alberta Blue Cross® Individual Health Plan Usual and Customary Dental Fee List.
Prescription drug
| Coverage | Basic | Enhanced | Enhanced+ |
|---|---|---|---|
| Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) | $10,000 | $10,000 | $10,000 |
| Coverage level | 70% reimbursement | 70% direct bill | 80% direct bill |
| Blue Care™ Pharmacist's advice to help navigate high-cost drug claims | Included | Included | Included |
Additional features
Blue Choice® Portability
Change happens, and we can change with you. If you start a new job with employer benefits, switch your Blue Choice® plan to Blue Choice® Portability. If you ever need to switch back to a personal benefits plan, contact us within 30 days of your employer plan ending and resume your coverage without another medical review.
Contact us at 1-800-394-1965 if you have any questions or would like to enroll in the Portability plan.