Stay well with flexible health, dental and drug coverage options. Build a plan that’s right for you with our coverage options below.
Extended health
The Blue Assured® plan now includes Flight Delay Service.
Blue Assured® plan members of all levels now have access to Flight Delay Service at no extra cost. Packing peace of mind is even easier now that you have extensive travel insurance.
Annual maximum
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Total for all extended health claims per year (excluding Accidental Death and Dismemberment, travel insurance and final expenses) | $5,000 | $5,000 | $5,000 | $7,500 |
Hospital
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Auxiliary care (per year) | - | - | $1,000 | $1,000 |
| Hospital beds (per lifetime) | - | $1,000 | $1,500 | $1,500 |
| Hospital cash (per day/per year) | - | $20/$400 | $20/$600 | $25/$800 |
| Home nursing (per year) | - | - | $2,500 | $5,000 |
| Preferred hospital accommodations (per year; semi-private or private rooms) | $1,000 | $2,000 | $3,000 | $6,000 |
Paramedical practitioners
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Accidental dental care (per incident) | $2,000 | $2,500 | $3,000 | $5,000 |
| Ambulance services (ground and air) | 100% | 100% | 100% | 100% |
| Acupuncturist (per visit) | - | - | $50 | $105 |
| Homeopath (per visit) | - | - | $50 | $180 |
| Osteopath (per visit) | - | - | $50 | $150 |
| Naturopath (per visit) | - | - | $50 | $200 |
| Dietitian (per visit) | - | - | - | $175 |
| Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath, premium level includes dietitian) | - | - | $350 | $650 |
| Chiropractor (per visit) | - | $35 | $35 | $75 |
| Physiotherapist (per visit) | - | $50 | $50 | $120 |
| Massage therapist (per visit) | - | $50 | $50 | $105 |
| Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist) | - | $350 | $500 | $750 |
| Podiatrist and chiropodist (per visit) | - | $25 | $25 | $105 |
| Combined maximum (per year; includes podiatrist and chiropodist) | - | $300 | $300 | $500 |
| Psychologist (including iCBT) (per visit/per year) | $75/$150 | $75/$450 | $75/$750 | $225/$1,000 |
| Speech language pathologist (per visit/per year) | - | - | $80/$500 | $150/$600 |
| Individual Assistance Program (IAP) (per calendar years) | 12 sessions | 12 sessions | 12 sessions | 12 sessions |
Medical device supplies
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Blood pressure monitor (per 5 years) | - | - | $150 | $150 |
| CPAP sleep apnea appliance (per 5 years) | - | $500 | $750 | $2,000 |
| Custom braces (70% co-pay; per 2 years) | - | $750 | $750 | $1,000 |
| Foot orthotics (per year) | - | $200 | $200 | $300 |
| Hearing aids (per 4 years) | - | $500 | $750 | $750 |
| Ileostomy/colostomy, urinary catheters and supplies (per year) | - | $1,200 | $1,200 | $1,200 |
| Mastectomy prosthesis (per 2 years, single/double) | - | $200/$400 | $200/$400 | $200/$400 |
| Medical aids (per year; crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) | - | $250 | $250 | $250 |
| Orthopedic shoes (per year) | - | $250 | $250 | $400 |
| Oxygen and equipment (per year) | - | - | $1,000 | $1,000 |
| Prosthetics (per year, including maximum 6 stump socks) | - | $300 | $300 | $1,000 |
| Surgical brassieres (2 per year) | - | $50 | $50 | $50 |
| Surgical stockings (per year) | - | $200 | $200 | $250 |
| Wheelchair (per 3 years) | - | $1,500 | $1,500 | $3,000 |
| Wig and hairpieces (per 5 years) | - | $250 | $250 | $250 |
Vision care
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Vision care including eye exams (per 2 years) | $100 | $200 | $300 | $500 |
Travel
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Emergency Medical Care coverage per trip* | $5 million | $5 million | $5 million | $5 million |
| Travel days (per trip) | 10 days | 17 days | 30 days | 30 days |
| Discount on Emergency Medical Care applied to the extra days you need | 15% | 20% | 25% | 25% |
| Discount on Trip Cancellation or Interruption | 10% | 10% | 10% | 10% |
| Access to Flight Delay Service | Included | Included | Included | Included |
| Stability clause | 90 days | 90 days | 90 days | 90 days |
*This benefit is no longer available at 65 years old.
Life
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Accidental Death and Dismemberment (AD&D)** | $15,000 | $20,000 | $25,000 | $25,000 |
| Final Expenses**, terminates at age 65* (1-year waiting period) | - | $4,000 | $6,000 | $6,000 |
* "Terminates at age" references the age when a benefit is no longer available for that specific individual
**Underwritten by Blue Cross Life Insurance Company of Canada®.
Wellness
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Balance®—online program that promotes wellness and helps you live a healthier lifestyle. | Included | Included | Included | Included |
| Blue Advantage®—discount program for health and wellness products. | Included | Included | Included | Included |
| Care navigation—lifestyle and chronic disease management through our website. | Included | Included | Included | Included |
Optional dental*
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Basic and preventive care (3-month waiting period; includes checkups, cleanings, fillings, extractions and root canals) | 70% | 75% | 80% | 90% |
| Dentures (1-year waiting period) | - | 50% | 50% | 60% |
| Periodontics (1-year waiting period) | - | 50% | 80% | 90% |
| Extensive (2-year waiting period; includes crowns, bridge and implants) | - | - | 50% | 60% |
| First year combined maximum (applies to basic and preventive care only) | $600 | $600 | $600 | $750 |
| Second and subsequent years combined maximum (per year; includes basic, extensive, dentures and periodontics) | $600 | $1,250 | $1,500 | $2,000 |
| Orthodontic (2-year waiting period; per lifetime) | - | - | 50%/$2,000 | 50%/$2,500 |
*Alberta Blue Cross® Individual Health Plan Usual and Customary Dental Fee List.
Optional prescription drug
With Blue Assured®, you have the option of including prescription drugs in your benefit coverage.
If you had previous coverage through another plan, there may be no waiting periods for drug benefits. A waiting period is the amount of time that must pass before you're eligible for coverage.
| Coverage | Basic | Enhanced | Enhanced+ | Premium |
|---|---|---|---|---|
| Maximum (per year; includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines) |
$250 | $500 | $1,500 | $5,000 |
| Fertility, weight loss, hair loss and sexual dysfunction drugs (per year combined maximum; within overall $5,000 maximum) | — | — | — | $500 |
| Coverage level (3-month waiting period, direct bill) | 70% | 70% | 70% | 80% |
| Blue CareTM Pharmacist's advice to help navigate high-cost drug claims | Included | Included | Included | Included |
Additional features
Balance®
Your plan includes exclusive access to Balance®, our online wellness tool to support and promote your health.
Blue Advantage®
You will also enjoy access to Blue Advantage®, a program that enables Alberta Blue Cross® plan members to save on medical, vision care and many other products and services regardless of whether the item is covered under your benefit plan or not.