Which plan is right for your business?
Use the comparison chart to find a plan that best meets your needs and budget. If you’re not sure which one is right for you, our sales representatives are ready to help.
| Benefit Plus | BlueFlex® | |
|---|---|---|
| Who's it for? | Small businesses with 2 - 4 employees. | Small, medium or large businesses with 5 or more employees. |
| What it offers | Provides coverage for essential needs with 2 plans to select from (basic and enhanced), with additional options. | Increased flexibility and choice with many different benefits and coverage levels to select from. |
| Who makes the benefit selections | Benefit types and coverage maximums are selected by you. | Benefit types and coverage maximums are selected by you. |
| What benefits are provided? |
Includes Life Insurance, Accidental Death and Dismemberment, prescription drugs, extended health, dental, emergency travel, Second Opinion® and access to our online wellness program, Balance®. Additional options include Long Term Disability, Dependent Life Insurance, Optional Life Insurance, Critical Illness, vision, Employee Family Assistance Program and Health Spending Account. |
Includes Life Insurance, Accidental Death and Dismemberment, prescription drugs, extended health, dental, emergency travel, Second Opinion® and access to our online wellness program, Balance®. Additional options include Dependent Life Insurance, Optional Life Insurance, Critical Illness, Short Term Disability, Long Term Disability, Salary Continuance, vision, Employee Family Assistance Program, Health Spending Account and Wellness Spending Account. |
| Company eligibility |
Your head office is based in Alberta (branches can be across Canada). You have at least 2 employees that aren’t related to each other or married/common-law. Eligible employees must work 20 or more hours per week. |
Your head office is based in Alberta (branches can be across Canada). You have at least 5 employees. Eligible employees must work 20 or more hours per week. |
| Exclusive access to Balance® | Included | Included |
| Pricing and rates | Based on claims, premiums can fluctuate. | Based on claims, premiums can fluctuate. |
| Medical questionnaire | No, but it may be required for Long Term Disability or Optional Life Insurance purchased by the employee. | No, but it may be required for Long Term Disability or Optional Life Insurance purchased by the employee. |
| Learn more about each plan | View the Benefit Plus brochure (PDF) | View the BlueFlex® brochure (PDF) |
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