The overall maximum for all levels of extended health is $7,500 per year (excludes Accidental Death and Dismemberment and travel)
Hospital
Coverage |
Level A |
Level B |
Level C |
Preferred hospital accommodations (semi-private or private rooms) |
$1,000 |
$2,000 |
$3,000 |
Hospital cash |
- |
$400 |
$600 |
Hospital beds (lifetime maximum) |
- |
$1,000 |
$1,500 |
Home nursing |
- |
$2,500 |
$2,500 |
Auxiliary care |
- |
- |
$1,000 |
Paramedical practitioners
Coverage |
Level A |
Level B |
Level C |
Individual Assistance Program (IAP) |
12 sessions |
12 sessions |
12 sessions |
Psychologist per visit |
$75 |
$75 |
$75 |
Psychologist maximum |
$450 |
$600 |
$750 |
Chiropractor per visit |
- |
$35 |
$35 |
Physiotherapist per visit |
- |
$50 |
$50 |
Massage therapist per visit |
- |
$50 |
$50 |
Combined maximum (chiropractor, physiotherapist and massage therapist) |
- |
$500 |
$750 |
Podiatrist and chiropodist per visit |
- |
$25 |
$25 |
Combined maximum (podiatrist and chiropodist) |
- |
$300 |
$300 |
Acupuncturist, homeopath, osteopath and naturopath per visit |
- |
- |
$50 |
Combined maximum (acupuncturist, homeopath, osteopath and naturopath) |
- |
- |
$650 |
Speech language pathologist per visit |
- |
- |
$80 |
Speech language pathologist maximum |
- |
- |
$500 |
Medical device supplies
Coverage |
Level A |
Level B |
Level C |
Ambulance services (ground and air) |
100% |
100% |
100% |
Accidental dental care (per incident) |
$2,000 |
$2,500 |
$3,000 |
Custom braces (every two years) |
- |
70%;$750 |
70%;$750 |
Foot orthotics |
- |
$300 |
$300 |
Wheelchair (every three years) |
- |
$1,500 |
$1,500 |
Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) |
- |
$250 |
$250 |
CPAP sleep apnea appliance (every five years) |
- |
$500 |
$750 |
Hearing aids (every four years) |
- |
$500 |
$1000 |
Ileostomy/colostomy, urinary catheters and supplies |
- |
$1,200 |
$1,200 |
Surgical stockings |
- |
$200 |
$200 |
Mastectomy prosthesis (every two years) |
- |
$200 (single) |
$200 (single) |
Mastectomy prosthesis (every two years) |
- |
$400 (double) |
$400 (double) |
Prosthetics |
- |
$300 |
$300 |
Oxygen and equipment |
- |
- |
$1,000 |
Wigs and hairpieces (every five years) |
- |
$250 |
$250 |
Balance online wellness program |
Included |
Included |
Included |
Vision care
Coverage |
Level A |
Level B |
Level C |
Vision care including eye exams (every two years) |
$150 |
$300 |
$500 |
Travel
Coverage |
Level A |
Level B |
Level C |
Travel per trip maximum (terminates at age 85*) |
$5 million |
$5 million |
$5 million |
Travel days per trip |
30 |
60 |
90 |
Travel plan discount (additional coverage) |
15% |
20% |
25% |
Stability clause |
90 days |
90 days |
90 days |
* "Terminates at age" references the age when a benefit is no longer available for that specific individual
**Underwritten by Blue Cross Life Insurance Company of Canada.
Life
Coverage |
Level A |
Level B |
Level C |
Accidental Death and Dismemberment (AD&D)** |
$15,000 |
$20,000 |
$25,000 |
**Underwritten by Blue Cross Life Insurance Company of Canada.