The overall maximum for all levels of extended health is $7,500 per year (excludes Accidental Death and Dismemberment and travel)
Hospital
| Coverage |
Level A |
Level B |
Level C |
| Preferred hospital accommodations (semi-private or private rooms) |
$1,000 |
$2,000 |
$3,000 |
| Hospital cash |
- |
$400 |
$600 |
| Hospital beds (lifetime maximum) |
- |
$1,000 |
$1,500 |
| Home nursing |
- |
$2,500 |
$2,500 |
| Auxiliary care |
- |
- |
$1,000 |
Paramedical practitioners
| Coverage |
Level A |
Level B |
Level C |
| Individual Assistance Program (IAP) |
12 sessions |
12 sessions |
12 sessions |
| Psychologist per visit |
$75 |
$75 |
$75 |
| Psychologist maximum |
$450 |
$600 |
$750 |
| Chiropractor per visit |
- |
$35 |
$35 |
| Physiotherapist per visit |
- |
$50 |
$50 |
| Massage therapist per visit |
- |
$50 |
$50 |
| Combined maximum (chiropractor, physiotherapist and massage therapist) |
- |
$500 |
$750 |
| Podiatrist and chiropodist per visit |
- |
$25 |
$25 |
| Combined maximum (podiatrist and chiropodist) |
- |
$300 |
$300 |
| Acupuncturist, homeopath, osteopath and naturopath per visit |
- |
- |
$50 |
| Combined maximum (acupuncturist, homeopath, osteopath and naturopath) |
- |
- |
$650 |
| Speech language pathologist per visit |
- |
- |
$80 |
| Speech language pathologist maximum |
- |
- |
$500 |
Medical device supplies
| Coverage |
Level A |
Level B |
Level C |
| Ambulance services (ground and air) |
100% |
100% |
100% |
| Accidental dental care (per incident) |
$2,000 |
$2,500 |
$3,000 |
| Custom braces (every two years) |
- |
70%;$750 |
70%;$750 |
| Foot orthotics |
- |
$300 |
$300 |
| Wheelchair (every three years) |
- |
$1,500 |
$1,500 |
| Medical aids (crutches, canes, casts, cervical collars, walkers, splints, trusses and traction kits) |
- |
$250 |
$250 |
| CPAP sleep apnea appliance (every five years) |
- |
$500 |
$750 |
| Hearing aids (every four years) |
- |
$500 |
$1000 |
| Ileostomy/colostomy, urinary catheters and supplies |
- |
$1,200 |
$1,200 |
| Surgical stockings |
- |
$200 |
$200 |
| Mastectomy prosthesis (every two years) |
- |
$200 (single) |
$200 (single) |
| Mastectomy prosthesis (every two years) |
- |
$400 (double) |
$400 (double) |
| Prosthetics |
- |
$300 |
$300 |
| Oxygen and equipment |
- |
- |
$1,000 |
| Wigs and hairpieces (every five years) |
- |
$250 |
$250 |
| Balance online wellness program |
Included |
Included |
Included |
Vision care
| Coverage |
Level A |
Level B |
Level C |
| Vision care including eye exams (every two years) |
$150 |
$300 |
$500 |
Travel
| Coverage |
Level A |
Level B |
Level C |
| Travel per trip maximum (terminates at age 85*) |
$5 million |
$5 million |
$5 million |
| Travel days per trip |
30 |
60 |
90 |
| Travel plan discount (additional coverage) |
15% |
20% |
25% |
| Stability clause |
90 days |
90 days |
90 days |
* "Terminates at age" references the age when a benefit is no longer available for that specific individual
**Underwritten by Blue Cross Life Insurance Company of Canada.
Life
| Coverage |
Level A |
Level B |
Level C |
| Accidental Death and Dismemberment (AD&D)** |
$15,000 |
$20,000 |
$25,000 |
**Underwritten by Blue Cross Life Insurance Company of Canada.
